At an industry event yesterday a member of the ANZ team said that for above 80% LVR loans the branches get a 25% failure rate as opposed to the broker submitted deals of 9%. The obvious answer is knowledge, experience and knowing which bank has the right policy for you the consumer. Once again another clear reason to use an experienced broker to get your loan over the line and working for you.
Why choosing where you live will change your financial outcome. I have always said that money vs lifestyle is a decision. To live in Sydney